Tag Archives: health savings account

How can you help your employees do more with their HSAs?

In previous blog posts I’ve introduced you to our proprietary 5 Stages of Health Saving and Spending model that identifies where employees are in their journeys with HSAs. Depending on an employee’s level of engagement, they may be getting started with a health savings account (HSA) in the “Decide” stage, or they may be very […]
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How engaged are your employees with their HSAs? Let’s find out.

Offering a qualifying high deductible health plan compatible with a health savings account (HSA) offers many benefits to your employees. But there’s a process to making the most of the health account. It starts with deciding to open an HSA and progresses with contributions and investing in mutual funds * for the long term. The […]
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Three important tips for high-deductible plans

In 2014, the average person with a single-coverage, employer-sponsored plan had a $1217 deductible.1 According to a recent Commonwealth Fund study, more than 20% of insured adults ages 19-54 spend at least 5 percent of their income on out-of-pocket medical costs – not including premiums. Of that same group, 13% spend at least 10 percent […]
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Tell your employees: it’s not too late to maximize the HSA contribution

As 2014 draws to a close, it’s a good time to remind employees to maximize their health savings account (HSA) contribution to leverage the account’s tax benefit. Under-contributing to an HSA is a common health benefits mistake employees make and one that can be avoided. The IRS sets the guidelines for how much employees can contribute […]
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Promoting employee health? Don’t forget finances.

According to the 2013 Milliman Medical Index, annual medical costs for a family of four are now higher than a year of groceries. And you likely feel the pressure: at home and at work. As you’re thinking about how to drive health ownership among employees, it’s important to focus not just on physical and behavioral […]
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